ADLs
The product providers pay the benefits from a long term care plan when certain
activities of daily living can no longer be performed, without third party assistance.
Below is a list of common ADLs taken into account by product providers when assessing
claims:
Washing
Dressing
Using the toilet
Continence
Mobility
Eating and drinking <back>
Critical Illness Cover
This can enable you
to receive a cash lump sum on diagnosis, at the outset of a critical
illness, minimising financial
hardship and stress within your family. <back>
Long Term Care Assurance
Is designed to pay for domiciliary or nursing
home care for people who are no longer capable of looking after themselves
without assistance. <back>
Permanent Health Insurance
This cover provides regular income to
help you maintain an acceptable lifestyle if you suffer a prolonged
illness that stops you working. <back>
Private Medical Insurance
Cover to provide treatment immediately
or at a time that is convenient for you, if you suffer an illness. <back>
Unemployment Cover
A benefit that can be included in a PHI Plan.
Insurance cover in case you lose your job. <back>
| The Financial Services Authority does not regulate advice on
private medical insurance and some critical illness, permanent
health insurance and long term care contracts, although it does
regulate the financial soundness of insurance companies. |
Hedgelands Financial Services Ltd, Hedgelands, Abbotskerswell, Newton
Abbot, TQ12 5PW
|
Telephone
0845
165 1280
General Insurance
0845 165 1281
Fax
01626 332622
|
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