ADLs
The product providers pay the
benefits from a long term care
plan when certain activities
of daily living can no longer
be performed, without third
party assistance. Below is a
list of common ADLs taken into
account by product providers
when assessing claims:
- Washing
- Dressing
- Using the toilet
- Continence
- Mobility
- Eating and drinking
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Critical Illness
Cover
This can enable you to receive
a cash lump sum on diagnosis,
at the outset of a critical
illness, minimising financial
hardship and stress within
your family. <back>
Long Term Care Assurance
Is designed to pay for domiciliary
or nursing home care for
people who are no longer
capable of looking after
themselves without assistance.
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Permanent Health
Insurance
This cover provides regular
income to help you maintain
an acceptable lifestyle
if you suffer a prolonged
illness that stops you working.
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Private Medical
Insurance
Cover to provide treatment
immediately or at a time
that is convenient for you,
if you suffer an illness.
<back>
Unemployment Cover
A benefit that can be included
in a PHI Plan. Insurance
cover in case you lose your
job. <back>
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Hedgelands Financial Services,
Hedgelands, Abbotskerswell, Newton Abbot, TQ12 5PW
Registered in England No. 4694508. Registered Office 32 Monk Street, Abergavenny, Monmouthshire, NP7 5NW
Hedgelands Financial Services Ltd. is an appointed representative of Artavia Personal Financial Services Ltd which is authorised and regulated by the Financial Services Authority. Sitemap |
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