ADLs
The product providers pay the benefits from a long
term care plan when certain activities of daily living can no longer
be performed,
without third party assistance. Below is a list of common ADLs taken
into account by product providers when assessing claims:
Washing
Dressing
Using the toilet
Continence
Mobility
Eating and drinking <back>
Long Term Care Assurance
Designed to
pay for domiciliary or nursing home care for people who are no
longer capable of looking after themselves
without assistance. <back>
Permanent Health Insurance
This cover provides regular income
to help you maintain an acceptable lifestyle if you suffer a prolonged
illness that stops you working. <back>
Private Medical Insurance
Cover to provide treatment immediately or at a time that is convenient
for you, if you suffer an illness. <back>
The Financial Services Authority does
not regulate advice on private medical insurance and long
term care contracts, although it does regulate the financial
soundness of insurance companies.
Levels and bases of, and reliefs from, taxation are subject to change.
Tax reliefs referred to are those currently applying and their value will
depend on the circumstances of the individual investor. |
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Telephone
0845
165 1280
General Insurance
0845 165 1281
Fax
01626 332622
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